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Finance · Loans · Insurance · Investment

Considered capital,
compounded carefully.
American finance, reimagined.

Auto Fin Savings Plan is a modern finance platform helping households and businesses across the USA borrow, protect, invest and grow — with the precision of a private bank and the speed of a fintech.

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NMLS-Registered Advisors
Bank-Grade Encryption
4.9/5 · 1,200+ clients
Portfolio Snapshot Live
$248,940.55
Total balance · +12.4% YTD
Home Loan — Refinanced
3.85%
Index Fund — Growth
+18.2%
Term Life — Active
$1.5M
Loan Approvedin 48 hours
+ $4,820this quarter
Home LoansBusiness CapitalWealth ManagementLife InsuranceIndex InvestingRetirement PlanningTax StrategyEstate Planning Home LoansBusiness CapitalWealth ManagementLife InsuranceIndex InvestingRetirement PlanningTax StrategyEstate Planning
Auto Fin Savings Plan finance advisors meeting with clients
Est. 2022 · Milford, CT

A quieter, sharper way to manage money — built for the modern American household.

About Auto Fin Savings Plan

Finance should feel considered,
not transactional.

Founded in 2022 and headquartered in Milford, Connecticut, Auto Fin Savings Plan was built on a simple belief: that loans, insurance and investments shouldn't live in separate silos — they should work together as one financial life. We bring private-bank thinking to everyday Americans, with transparent advice, fair pricing and technology that respects your time.

Our Vision

To become the most trusted financial partner for modern American households and businesses.

Our Mission

Make borrowing, protecting and growing capital simpler, fairer and considerably more human.

Our Values

Transparency, fiduciary duty, long-term thinking and relentless attention to the client's outcome.

Our Principles

We advise — never sell. We disclose everything. We measure success in decades, not quarters.

"Good finance is quiet. It's the loan you barely notice paying, the policy that's there when you need it, the portfolio that lets you sleep. That's what we build."

— Founder's Note, Auto Fin Savings Plan
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Clients Served
0M+
Capital Managed
0States
USA Coverage
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Client Retention
Why Auto Fin Savings Plan

The advantages of a private bank,
without the private bank minimums.

Everything you need to borrow wisely, protect fully and invest intelligently — under one roof, with one team that knows your full picture.

Fiduciary Advice

Our advisors are legally bound to act in your best interest. No commissions steering you toward the wrong product.

48-Hour Approvals

Most loan applications receive a decision within two business days, with digital document upload and e-signature.

Unified Planning

Your loan, insurance and investment strategy designed together — because money doesn't live in silos.

Bank-Grade Security

256-bit encryption, multi-factor authentication, and SOC 2 Type II infrastructure protecting every interaction.

Transparent Pricing

Every fee disclosed upfront. No hidden charges, no surprise penalties — read every line before you sign.

Dedicated Advisor

One named advisor who knows your name, your goals and your full financial picture — for as long as you're with us.

How We Work

Four steps. One relationship.

A clear, considered process designed to respect your time and produce outcomes you can measure.

01

Discovery Call

A 30-minute conversation to understand your goals, timeline and full financial picture.

02

Bespoke Strategy

We design a personalized plan across loans, insurance and investments — written, not just spoken.

03

Implementation

Our team executes the plan — applications filed, policies bound, portfolios established.

04

Ongoing Stewardship

Quarterly reviews, annual planning and continuous adjustment as your life and markets evolve.

Loan Services

Borrow with intention.
Repay with ease.

Competitive rates, transparent terms and a dedicated advisor for every loan — from your first mortgage to your next business expansion.

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Home Loan

Fixed and adjustable mortgages with rates from 5.75% APR. Pre-approval in 24 hours, closing in as little as 21 days.

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Education Loan

Federal and private student loan refinancing. Cover tuition, housing and fees with deferred-while-in-school options.

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Business Loan

Term loans, lines of credit and SBA financing from $25K to $5M. Funding in as little as 5 business days.

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Auto Loan

New and used vehicle financing with rates from 4.99% APR. Pre-approval carries to any dealership nationwide.

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Personal Loan

Unsecured personal loans from $1,000 to $100,000. Fixed rates, no prepayment penalties, funds next business day.

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Mortgage Loan

Popular

Conventional, jumbo, FHA and VA mortgages. Refinance options and cash-out programs tailored to your equity position.

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Loan Pre-Approval

Find out what you qualify for — in 48 hours.

Soft credit check, no obligation. Get a written pre-approval letter that strengthens every offer you make.

Get Pre-Approved (620) (970) 255-1433
Insurance Services

Protect what you've built.
Plan for what's next.

Comprehensive coverage across every aspect of life and business — underwritten by A-rated carriers, curated by advisors who actually read the fine print.

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Auto Insurance

Liability, collision and comprehensive coverage. Bundled discounts for homes and multiple vehicles.

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Health Insurance

ACA marketplace plans, supplemental coverage and Medicare Advantage. Family and individual policies.

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Home Insurance

Dwelling, contents and liability protection. Specialized coverage for high-value homes and second residences.

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Life Insurance

Popular

Term, whole and universal life policies. Estate planning integration with your investment strategy.

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Travel Insurance

Trip cancellation, medical evacuation and baggage coverage. Single-trip and annual multi-trip policies.

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Mortgage Insurance

Private mortgage insurance (PMI) and mortgage protection plans. Lower your monthly payment or protect your family.

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Burial Insurance

Final expense coverage with simplified underwriting. Policies from $5,000 to $50,000 with no medical exam.

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Pet Insurance

Accident, illness and wellness coverage for dogs and cats. Reimbursement up to 90% of vet bills.

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Business Insurance

General liability, workers' comp, property and professional indemnity. Custom packages for any industry.

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Coverage Review

A 30-minute review could save you thousands a year.

Most Americans are over-insured in some areas and under-insured in others. We'll audit your policies and show you exactly where you stand.

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Investment Services

Grow wealth patiently.
Compound it for decades.

Evidence-based portfolios, low-cost index exposure and active management where it actually adds value — designed around your goals, not a quarterly quota.

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Investment Management

Actively managed portfolios across equities, fixed income and alternatives. Personalized asset allocation based on your risk tolerance, time horizon and tax situation. Quarterly rebalancing, tax-loss harvesting and direct indexing for high-net-worth accounts.

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Stock Investment

Self-directed and advisor-assisted stock investing with real-time analytics, fundamental research and execution through regulated brokerages. Fractional shares, dividend reinvestment and option strategies available for qualified accounts.

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Gold Investment

Physical gold, gold ETFs and precious metals IRAs. Hedge against inflation and currency debasement with allocated bullion storage or paper exposure. Includes silver, platinum and palladium options for diversified metals exposure.

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Mutual Funds

Curated mutual fund selections across low-cost index, actively managed and target-date strategies. No-load funds with expense ratios under 0.50%. Includes 529 college savings plans, sector rotation strategies and ESG-screened options.

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Portfolio Review

Get a second opinion on your portfolio — at no cost.

Bring us your statements. We'll benchmark your allocations, fees and performance against industry standards and tell you honestly whether you're on track.

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Beyond the Basics

Every other financial need,
handled under one roof.

From wealth strategy to digital payments — the supporting services that turn isolated transactions into a coherent financial life.

Wealth Management

Holistic financial planning for high-net-worth households. Investment, tax and estate strategy unified.

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Retirement Planning

401(k) rollovers, IRA strategy, Roth conversions and withdrawal sequencing for tax-efficient retirement.

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Credit Score Repair

Dispute resolution, credit-building strategy and personalized coaching. Average 60-point improvement in 6 months.

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Debt Relief

Negotiated settlements, consolidation loans and structured repayment plans. No upfront fees, pay only on results.

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Credit Card

Rewards, low-APR and secured card options. Pre-qualify without affecting your credit score in 60 seconds.

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Master Card

Premium World Elite and World Mastercard offerings. Travel benefits, purchase protection and concierge access.

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Tax Planning

Year-round tax strategy, quarterly estimates and filing support. Coordinated with your investment decisions.

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Estate Planning

Wills, trusts, beneficiary coordination and legacy planning. Attorney network for document preparation.

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Digital Payments

Send, receive and schedule payments instantly. ACH, wire and peer-to-peer with bank-grade security.

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Transparent Pricing

Three tiers. No surprises.

Every fee disclosed upfront. Choose the level of service that fits your financial life — upgrade or downgrade anytime.

Essential

Starter

For individuals beginning their financial journey.

$0/month
No annual fee · No minimum balance
  • Free loan pre-qualification
  • Basic insurance quotes
  • Self-directed investment account
  • Credit score monitoring
  • Email support · 48h response
Get Started
Most Popular
Growth

Professional

For households building serious wealth.

$49/month
Billed annually · $25K minimum
  • Everything in Starter
  • Dedicated financial advisor
  • Managed investment portfolio
  • Quarterly strategy reviews
  • Priority phone & chat support
  • Annual tax planning session
Choose Professional
Private

Wealth

For high-net-worth & business owners.

$299/month
Billed annually · $500K minimum
  • Everything in Professional
  • Senior wealth advisor + team
  • Direct indexing & alternatives
  • Estate & tax attorney network
  • Monthly reviews · 24h response
  • Private banking concierge
Apply for Wealth
Service Booking

Book a free consultation.
No pressure, no jargon.

Tell us what you need — a loan review, an insurance audit, a portfolio second opinion. We'll match you with the right advisor and confirm within one business day.

Office Hours
Mon–Fri · 8am–7pm EST
By submitting, you agree to be contacted by a Auto Fin Savings Plan advisor. We respect your privacy.
Client Reviews

Trusted by households
from coast to coast.

Real stories from real Auto Fin Savings Plan clients across the USA. Names abbreviated for privacy — outcomes are real.

"Auto Fin Savings Plan refinanced our mortgage and saved us $840 a month. The advisor walked us through every line item — no pushy sales tactics, just clear math. Wish we'd found them years ago."
SR
Sarah R. Austin, Texas · Homeowner
"As a small business owner, I'd been burned by big banks before. Auto Fin Savings Plan approved my SBA loan in six days. The team understood my industry and didn't make me jump through pointless hoops."
MK
Marcus K. Denver, Colorado · Business Owner
"They audited my entire insurance stack and found three policies I was overpaying on and one gap I didn't know I had. Net result: better coverage for $1,200 less per year. Remarkable."
JL
Jennifer L. Portland, Oregon · Marketing Director
"My advisor rebuilt my 401(k) allocation and explained in plain English why my previous setup was costing me. Two years later, I'm up 22% and finally understand what I own. That's worth everything."
DT
David T. Charlotte, North Carolina · Engineer
"Getting life insurance had been on my to-do list for three years. Auto Fin Savings Plan made it painless — application in 20 minutes, policy in force within a week. My kids are protected. I sleep better."
AP
Aisha P. Atlanta, Georgia · Mother of two
"Estate planning felt overwhelming until I sat down with the Auto Fin Savings Plan team. They coordinated with an attorney, set up our trust and explained every clause. Genuinely the most professional service I've experienced."
RH
Robert & Helen M. Milford, Connecticut · Retirees
Frequently Asked Questions

Answers before you ask.

The questions we hear most often — answered honestly. Don't see yours? Call us at (620) (970) 255-1433.

Auto Fin Savings Plan is licensed to serve clients across all 50 U.S. states. Certain insurance and loan products have state-specific underwriting guidelines, but our advisors are authorized to operate nationwide. If your state has a particular restriction on a specific product, we'll tell you upfront and recommend an alternative.
Most loan applications receive a soft-pull pre-approval within 24 to 48 hours. Final approval depends on documentation speed — typically 5 to 10 business days for personal and auto loans, 21 to 30 days for mortgages. Business loans vary based on complexity but generally fund within 5 to 14 business days.
Yes. Our investment advisors are held to a fiduciary standard under the Investment Advisers Act of 1940. That means we are legally obligated to act in your best interest at all times — not just a "suitability" standard. We disclose all compensation, conflicts of interest and fees in writing before you engage us.
Our professional tier is $49/month for portfolios under $100K. For larger portfolios, we charge a tiered asset management fee starting at 0.85% annually for the first $500K, dropping to 0.65% from $500K to $1M, and 0.50% above $1M. There are no commissions, no load fees and no hidden charges.
Absolutely. We have loan products and credit-building programs designed specifically for clients with credit scores from 580 and above. Our credit repair service has helped clients improve their scores by an average of 60 points within six months, opening access to better rates and products over time.
Yes — and most clients do. Bundling your loan, insurance and investment management with Auto Fin Savings Plan often qualifies you for reduced fees, prioritized service and a unified financial plan. Our advisors are trained across all three disciplines, so your full financial picture stays coherent.
We use 256-bit AES encryption for all data at rest and in transit, multi-factor authentication for account access, and our infrastructure is SOC 2 Type II certified. We never sell your data to third parties. Our privacy policy details exactly what we collect, how we use it and how to request deletion.
You're free to leave at any time, with no penalties or exit fees. We'll help transfer your accounts, provide full documentation and ensure a clean handoff to your next provider. We believe earning your business every year is the only sustainable model — lock-in is the opposite of trust.
Get in Touch

Talk to a human.
Not a call center.

Every conversation starts with a real advisor — no phone trees, no scripts, no upselling. Tell us what's on your mind and we'll point you in the right direction, even if that's not us.

Office
247 Broad St, Milford, Connecticut, USA — 06460
We typically respond within one business day.